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Four British energy suppliers face investigation into claims of misselling

Sunday, September 5, 2010

The Office of Gas and Electricity Markets (Ofgem), the regulator of the electricity and gas markets in Great Britain, has launched an investigation into four of the largest British energy suppliers over suspicions that they not be complying with face-to-face and telephone sales regulations. The four organisations facing scrutiny could be fined up to 10% of their annual turnover if it is found that they are breaking sales regulations. Scottish Power, npower, Scottish and Southern Energy and EDF Energy are all to face questioning by the organisation.

Ofgem has urged customers of the four companies to alert the energy regulator, “if they are concerned about the sales approach any domestic suppliers have taken when selling energy contracts, either face-to-face or by telephone,” according to a statement. “As part of the investigation process Ofgem will examine any evidence of non-compliance and consider whether there are grounds for exercising enforcement powers.”

New regulations on sales tactics by energy suppliers were recently introduced, and, Ofgem has said, energy suppliers must be “proactive in preventing misselling to customers both face to face and over the phone. Also, if suppliers are selling contracts face to face they must provide customers with an estimate before any sales are concluded. In most circumstances customers should also receive a comparison of the supplier’s offer with their current deal.” Only one in five consumers consider energy suppliers to be trustworthy, and 61% of people feel intimidated by doorstep sales people from energy companies. According to the organisation Consumer Focus, “complaints have declined since new rules came into effect this year, but suppliers still seem to be flouting the rules. Some customers are still being given misleading quotes and information, which leave them worse off when they switch provider.”

The newspaper The Guardian has reported that “householders are reporting that sales agents working for the energy suppliers are giving them misleading information and quotes which leave them worse off when they switch supplier.” Consumer Focus has said that if energy companies continue to break the rules, they could be banned from doorstep-selling completely. The report goes on to say that “new figures from helpline Consumer Direct show that while the number of complaints has fallen since last year, about 200 cases of mis-selling are being reported each month.” However, Scottish Power said it insists on “the highest standards possible for all of our sales agents”, and npower told the Financial Times that it was “confident that the processes we have in place mean that we comply with our regulatory obligations”. EDF added that it was “fully compliant with all obligations regarding sales of energy contracts”.

According to the regulator, the obligations are serious and must be followed by energy supplies, or they will face “tougher sanctions than those available under more general consumer protection law.” Ofgem has published a guide advising consumers what they should do should an energy salesperson contact them in person of by telephone. Improper sales tactics are still common in the industry—in 2008 an Ofgem investigation found that 48% of gas customers and 42% of electricity customers were worse off after switching supplier on the doorstep. Npower was fined £1.8 million in 2008 by the organisation, and Ofgem insists that they are “committed to taking action” over improper sales activities by energy companies. “Suppliers have existing obligations to detect and prevent misselling and new licence conditions were brought in following our probe to further increase protection for customers,” said Andrew Wright, a Senior Partner of the regulator. “We expect all suppliers to comply with these tougher obligations but if our investigations find otherwise we will take strong action.”

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What are your experiences with doorstep salespeople? If they persuaded you to change energy providers, were you worse off as a result?
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Head of energy at Consumer Focus, Audrey Gallacher, called the investigation “a welcome step … to address years of customers getting a bad deal on energy prices on their doorstep. While many doorstep sales people will do a good job, the pay and rewards system continues to encourage mis-selling, despite years of regulation and voluntary initiatives. If better advice for customers and enforcement of the tougher rules doesn’t end the flagrant abuse of this form of selling the big question will be whether it should be completely banned.” Christine McGourty, director of Energy UK, which represents the leading gas and electricity companies, said that “the companies involved will collaborate with the Ofgem investigation and are awaiting further details from the regulator. Any sales agent in breach of the code will be struck off the approved energy sales register.” Which? chief executive, Peter Vicary-Smith, has said he considers the situation “shocking”, saying that the investigation “will do nothing to improve consumer trust in energy suppliers. We’re pleased that Ofgem has promised tough measures against any firms guilty of mis-selling. We hope it uses this opportunity to tighten rules around telesales so they are in line with those for face to face sales.”

SNP Westminster Energy spokesperson Mike Weir MP, however, said that the investigation “does nothing to tackle the real problem of fuel prices which leave many Scots facing great difficulty in heating their homes … Rather than tinkering around the edges Ofgem should be looking at how to reduce prices for vulnerable households.” Gareth Kloet, Head of Utilities at Confused.com, one of the UK’s biggest and most popular price comparison services, also welcomed the inquiry. “It is unacceptable for energy companies to mislead customers like this,” he said, adding that Confused.com has previously “urged energy providers to either stop the practice of doorstep selling or make it very clear to households that better deals are available online. There is no reason why door-to-door salesmen can’t show people online deals and even help households switch to them.”

“Our research reveals customers could end up paying £167 more than they need to as door-to-door salesmen are unable to offer the discounts that are applied online. The changes that have been made to date are a welcome addition to safeguard customers; however this review has been much needed for a long time. Hopefully it will mark the end of customers being overcharged and missold,” Kloet continued. “Our message to energy consumers remains the same: they should shop around online to make sure they’re getting the best deal possible and turn these salesmen away.”

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Is A Home Infrared Sauna Right For You? Here’s What It Can Do!

Submitted by: Kate Fox

Thinking about a home infrared sauna? Far infrared (FIR) saunas are skyrocketing in popularity. They have distinct advantages over standard steam saunas – and some great health benefits as well.

But what exactly are they? How do they work? And what can a home infrared sauna do for you?

This article will answer those questions for you.

First of all a FIR sauna does not use rocks and steam to heat the air around you, as a traditional sauna does. Instead it uses infrared heat in the form of carbon or ceramic heat panels.

This type of heat does not heat the air but directly heats the sauna user – which means the air around you does not get so cloyingly hot as it does in a regular sauna. It’s actually much more comfortable that a steam sauna.

[youtube]http://www.youtube.com/watch?v=I__ZICdw2zw[/youtube]

Infrared heat has also been found to penetrate deeper into the skin than regular heat saunas – which helps to encourage deep detoxification of the tissues. In fact, some experts say we sweat up to 7 times more in an infrared home sauna than in a traditional model.

Most FIR saunas come with pre-made panels and walls that you can easily put together in about 30 minutes to an hour.

Some people also try to buy the heaters separately and build it themselves. However this option can be tricky and you really should be an expert in construction to make sure you build it safely.

Most FIR saunas can be easily plugged into a standard electrical outlet whereas many traditional saunas need a dedicated breaker.

Some of the most popular benefits of these kinds of saunas have to do with better health. They have been used by many alternative health spas and clinics around the world for patients trying to detox from heavy metals, pesticides, PCBs and other harmful chemicals.

They are also a popular tool for weight loss, as experts say you can burn as much as 700 calories in one half-hour sauna session. This is a great option if, for some reason, you can’t exercise but still need to burn some calories every day. Some people have even reported losing cellulite with regular sauna sessions.

Other benefits that have been reported include relief from painful conditions like arthritis, fibromyalgia and sports injuries.

This is probably due to the increased circulation that a FIR sauna session can give you. The increased circulation effect would also be helpful for diabetics and other people with poor circulation problems.

Most FIR saunas are in-home saunas – but you can also get models for the outdoors (similar looking but heftier in construction) as well as portable models that you can take with you wherever you go.

So those are some of the basics on home infrared saunas. A final advantage is that because they don’t get so hot, they also tend to be more relaxing and enjoyable for people.

When starting to use a sauna, you should start out slow – try a few short sessions to get used to it. Then work up to longer sessions as you feel comfortable.

No matter what you decide to do, make sure you check with your doctor before you make any changes to your diet, exercise or lifestyle routine – including trying out any kind of sauna.

About the Author: Kate Fox writes for

Infrared Saunas Buying Guide

– a site offering tips and information you need to know before buying your FIR sauna.For a list of places to shop and save on FIR saunas visit

Buy Infrared Saunas

Source:

isnare.com

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New Zealand prisoners do nothing says National party

Sunday, November 5, 2006

Figures released by Simon Power, law and order spokesman for the National party, show that the New Zealand Labour led government lets 81% of all prisoners not do any work while in prison. Newspaper, Sunday News says that some Christchurch prisoners have been given a barbecue for good behavior.

Simon Power’s figures show that of the 7,612 prisoners only 19% (1,470) of them took part in Corrections Inmate Employment during 2006. But in 2005 it was at 23% and in 2004 it was at 26%. He says that the prisons with the least amount of inmates working are: Rolleston with 8.6%, Mount Eden with 8.7%, Rimutaka with 11%, Christchurch Women’s with 13.5% and Dunedin with 13.8%. Mr Power said: “These figures are an appalling indictment on this Government’s approach to prisoner rehabilitation and preparing them for release.”

“In May, Corrections Minister Damien O’Connor announced a strategy that he said would help in ‘significantly increasing the number of prisoners in work and training. But a week later this was shown to be nothing more than window dressing when the Budget increased funding for prisoner employment by a measly $336,000 – up 1%.”

“They have cut funding [on the Corrections Department] by 27% since 2001/02, from $46.5 million to $34 million.”

Mr Power blames the low work rate on the big prison construction budget of $490 million. “There would have been more than a miserable $336,000 extra to spend on effective rehabilitation and work schemes,” he said.

“[Mr O’Conner] seems happier to spend $11 million on landscaping four new prisons and allow prisoners to sit around playing Playstations and Xboxes on their flat-screen TVs than he is about helping them get better prepared for when they are released.”

“Prisoners should be doing meaningful work, training or study while they are in prisons, and I imagine the public would agree,” Mr Power added.

Mr Power, commenting on the barbecue, said: “These people are in prison because they were found to be in serious breach of the law. The victims of their crimes will be grossly offended by the idea that they are being rewarded for anything. This is the just the latest in a long line of incredibly bad decisions made by the Corrections Department over the past year and taxpayers have had enough.”

Bevan Hanlon, president for the Corrections Officers Association, said: “The Mobsters getting a BBQ was a “joke”. (Christchurch Prison) staff are reporting the smell of dope every day. Mobsters are threatening staff on a daily basis and there appears to be high cellphone use (mobile phones are banned in jail). So what happens? They are given a BBQ.”

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Google to discontinue social networking application Google Wave

Thursday, August 5, 2010

File:Google Wave.jpg

Google has decided to retire the Google Wave social-networking service after one year, citing lack of user adoption.

Urs Hölzle, Google senior vice president for operations, said in a blog post that “Wave has not seen the user adoption we would have liked. We don’t plan to continue developing Wave as a stand-alone product.” Hölzle also said that as a “web app for real time communication and collaboration, it set a high bar for what was possible in a Web browser. We weren’t quite sure how users would respond to this radically different kind of communication.” Google says that it will continue the service until the end of the year.

In May 2009, Google launched Wave as a private beta. A year later, it became open to the public. Wave is an email service that integrates social media features and capabilities into emailing. It integrates IM-like features into its service. The company released components of Google Wave as open source for those to create a similar service. “The central parts of the code, as well as the protocols that have driven many of Wave’s innovations, like drag-and-drop and character-by-character live typing, are already available as open source, so customers and partners can continue the innovation we began. In addition, we will work on tools so that users easily “liberate” their content from Wave,” Google said.

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Fiery collision between prison van and truck kills seven in Alabama, US

Saturday, October 4, 2008

Six applicants to join the Alabama Department of Corrections and their driver have been killed after the prison van they were traveling in collided with an 18-wheeled truck. Both vehicles burned at the scene.

Andrew David Carter, who was driving the Lewis Trucking Company truck with a cargo of treated lumber, escaped the wreck without serious injury. He was briefly hospitalised and released. The deceased have been identified as driver Rodney Kelley, and applicants Julius Erving Douier, Lionel Michael Moore, John Henry Foye Jr., Brandon Jamaal Anglin, Henry Louis Simmons, and Derrick Lamar Ivey. The oldest victim was 45 and the youngest nearly 19.

The wreck occurred on Alabama’s Route 82 near Bullock County, having left Bullock Correctional Facility to travel to Draper Correctional Facility in Elmore County for mental and physical fitness tests on the passengers before employment with the state.

The road was closed for eight hours while bodies and wreckage were recovered. As well as the van and the truck cab, part of the trucks cargo and several hundred square feet of nearby timber land were consumed by the fire. An investigation is ongoing, but it appears that the truck crossed the center line and there are no skid marks present.

The relatives of the victims will be offered counseling by the Department of Corrections.

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Medical Tourism: Advantages Of Offshore Health Care

By Christine Macguire

Medical Tourism can be defined as the provision for patients to travel offshore in search of faster, cost-effective and safer medical and surgical procedures. A combination of various different factors have led many people from industrialized countries to migrate in order to get high quality medical treatment. The various reasons are the cost issues, ease and affordability of international travel, long frustrating queues in many nations and above all improving technology standards of health care in many countries of the world. Both the health sector and the tourism industry help to facilitate the process in these countries.

The concept of medical tourism actually traces back to ancient Greece, where pilgrims and patients from all over the Mediterranean came to the sanctuary of healing god, Asklepios, at Epidaurus. In the 18th century the wealthy Europeans from Germany traveled to the Mediterranean spas. The 21st century has taken the medical tourism industry beyond the wealthy and the desperate providing low cost treatment and transportation services. The leisure, fun and relaxation together with health care attached to it have made medical tourism a common form of vacation.

[youtube]http://www.youtube.com/watch?v=5XiepRXC1D0[/youtube]

Medical tourism presents an opportunity for hospitals to tap the potential of the international healthcare market and eventually leverage their business. The advancement of medical technology, increased transportation facilities and necessity of immediate quality healthcare has encouraged the healthcare providers to go global. Medical tourists travel great distances to seek world-class doctors and hospitals. The healthcare providers worldwide are investing to acquire the cutting edge technology and venture into the areas of latest medical research. They even provide lucrative non-medical services such as hospitality services, spa facilities, and pick-up services to facilitate the stay and treatment of their international clientele.

One major reason that medical tourism is attractive to many people is that it offers medical treatments at a comparatively low cost. Moreover the public healthcare systems in developed countries are very much overburdened and traveling to foreign land for immediate treatment is often a solution to the problem. Medical tourism is popular and generally accepted because it provides the patients with medical assistance accompanied by five-star treatment and exclusive vacations. Thailand and India are among the emerging popular spots for medical tourism. The Government of India has successfully exerted its leadership to assist in the development of the medical tourism industry in the country.

India is one of the leading players in the medical tourism industry today. Cosmetic surgery and dental treatments is usually what the medical tourists have been looking for, but recent studies reveal even eye surgery, kidney dialysis and organ transplantation are among the most common procedures sought by medical vacationers. In particular, India excels in open-heart surgery, pediatric heart surgery, bone marrow transplants and cancer therapy. Indian hospitals are equipped with the latest electronic and medical diagnostic equipment. Indian pharmaceuticals meet the stringent requirements of U.S. Food and Drug Administration and even qualify for the American standards for quality of care.

The medical tourism in India has become one of the booming business sectors. Marketing ones facilities with informative websites outlining the transparent pricing schemes and availability of latest medical accoutrements are the trend of the day. As more and more patients from affluent nations look for effective options in India, the medical tourism industry has been expanding at a fast pace. Developments will of course lead to various other economic activities where the main element will always remain quality.

About the Author: Christine is an expert marketing professional experienced in various industries.

Site: recoverdiscover.com/

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Musharraf quits as chief of army staff in Pakistan

Thursday, November 29, 2007

President Pervez Musharraf of Pakistan gave up his uniform in a ceremony yesterday in Rawalpindi. He handed power over to General Ashfaq Parvez Kayani at the headquarters of the Pakistani Army, after being the leader of the army for nine years.

In his final address as leader of the army, he said that the army was the saviour of Pakistan and that the army was his life. He also expressed his pride in being the leader of what he called a “great force.”

Musharraf had been under a lot of pressure to quit as army chief, since the country was put into the spotlight as a result of a state of emergency being declared. He is expected to be sworn in as the civilian president of Pakistan on Thursday.

Both the opposition leader, Benazir Bhutto, and the US secretary of state, Condoleezza Rice, welcomed the change of duties. However, Bhutto indicated her party may not be prepared to accept Musharraf in his new non-military leadership role. Condoleezza Rice requested the state of emergency be lifted before the planned elections, which are due to take place in January.

Musharraf said General Kayani was “an excellent soldier” and that “the armed forces under his command will achieve great heights.”

General Kayani was named as the successor to Musharraf in October, before the state of emergency was declared in early November.

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Scientists use gene therapy, patients’ own immune systems to fight leukemia

Friday, August 12, 2011

Researchers at the University of Pennsylvania have developed a new treatment for a type of leukemia (chronic lymphocytic leukemia) that uses a patient’s own immune system to fight cancer cells. Scientists extracted the blood from three male patients, all of whom suffered from advanced leukemia. They inserted a gene into the patients’ T-cells (the cells normally responsible for ridding the body of foreign pathogens such as viruses), and the gene reprograms the cells to actively seek out and kill cancer cells within the blood. They then returned the modified blood to the patients.

The patients initially reported symptoms similar to those of a bad case of the flu, but the researchers pointed out that this was likely due to the body’s response to rapid cancer cell death all at once. However, once the symptoms subsided, the scientists found that two of the three patients had no signs of leukemia and the third, while still sick, showed significant improvement. Additionally, they discovered that the modified T-cells not only killed existing cancer cells, but brand new ones as well.

Though optimistic, experts say that more research needs to be done to determine if this will be a viable treatment on a large scale and warn that this therapy would not be available as an approved treatment for several more years.

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Voluntary sterilization of poor women proposed by Louisiana state legislator

Thursday, September 25, 2008

A Louisiana representative has proposed a controversial solution to “generational welfare,” which would pay women on welfare to get sterilization. Republican John LaBruzzo said he thought of the idea because of his constituents’ outrage over paying for welfare.

“You have these people who are just fed up with working their buns off to try to provide for their own family and being forced by the government [to] provide for others’ families who just want to have unlimited kids”, he commented. He is currently working with Baton Rouge to gather data in support of his proposal.

The idea, which LaBruzzo has not finished forming, would award any woman on government assistance a check of $1,000 if she gets a tubal ligation operation. LaBruzzo is also considering rewarding sterilization in poor men and giving tax incentives for higher-income families to have more children.

HAVE YOUR SAY
Is this proposal modern-day eugenics?
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LaBruzzo, who is pro-life, said that the people “on the other side of the political spectrum are pro-choice. Well, let’s give these people the ability to choose.”

While LaBruzzo has stated that he has received an outpouring of support over his idea, the ACLU spoke out against the proposal and called it a “meanspirited attempt to eliminate the poor.” Planned Parenthood representative Julie Mickelberry called it a “bribery”, suggesting a solution which attacked the root of the problem was needed and that the representative needed to “go back to addressing issues of education about unintended pregnancy and opening healthcare access.”

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Study &Amp; Work In Canada: Abroad Education Consultant, Study In Canadian Universities Global Tree}

Study & Work in Canada: Abroad Education Consultant, Study in Canadian Universities Global Tree

by

Global TreeHow to adjust to a new Student life while Studying in Canada

Canada has already become one of the most highly preferred Study Abroad destinations among Indian students. Canada is a progressive, modern, tolerant and open multi-cultural nation. With two official languages such as English and French, Foreign Students also get an option to learn a foreign language.

Each country has got its own aspects that are unique to them. This country is also famous for its eye-catching natural beauty and also for its famous Niagara Falls. People of this country are polite and friendly in nature, they are well-educated and their standards of living are also high.

Canada has a lot to offer for foreign students who come to pursue their

Study Abroad

dreams. Below mentioned is the list of things that every student who seeks to Study in Canada would experience while living in Canada:

Living in Canada with a whole new Culture

One thing that goes through all the time in minds of students who ready to Study Abroad in a new country is how would be the culture of that country. Some students initially find it difficult to adjust themselves in that new culture. And some students who come to Study Abroad get excited to see the huge difference in the Indian and Canadian culture. Many students have to give themselves some time to get used to while living in Canada.

To know more about the Canadian culture, one can do research and know more about the culture of this country.

Accommodate yourself while Studying in Canada

Indian students could search accommodation at their Study Abroad College or university. They can also find private accommodation near their college/university. Student dorms in this country offer best meal plans and also offer other facilities that would be helpful for students who have decided to

Study in Canada

. The accommodation cost will be different in each and every city of this country.

Adjust yourself to new Climate while Studying in Canada

Canada has got four seasons and they are spring, summer, fall, and winter. Students are required to take care of themselves mostly in the winter season when the temperature goes down to minus degree Celsius. Indian Students are usually not used to live in this situation, but they need to adjust themselves. They have to make sure that they carrying woolen jackets and warm clothes.

Entertainment and Night Life in Canada

Students can enjoy movies in big and modern cinema theatres in this country. For students who love adventure, they can go for hiking; skiing and they can also play ice hockey. Students can also enjoy the night life as this country has to offer lot of options such as clubs, musical theatres and lots of food joints where they can enjoy a variety of food.

Enjoy Food & Cuisine while Studying in Canada

Indian students can enjoy a different variety of food that is served in a large number of restaurants around the country. They can try different cuisines such as Lebanese, Italian or Mexican. If you want to cook at home, then you can visit the nearest grocery store and get the required food items. And on weekends if you want to have some Indian food, then you can prefer having them in any Indian restaurant.

Adjust to new style of Teaching and Education

After coming here, every student would get to experience a whole new world of teaching and education in the universities and colleges of Canada. Students would surely enjoy this and would deeply indulge themselves in this new style of teaching and education.

Global Tree

is one of the Best Overseas Education Consultant in India, having its Head Office in Hyderabad; we also have branch offices in Bangalore, New Delhi, Chandigarh, Mumbai, Vizag, Vijayawada, Guntur, and Pune. To know more about Visa and Immigration Process visits our business website. Call us to +91-040-46464545 or +91-8885061012.

Global Tree Overseas Education and Immigration Consultancies, one of the pioneers in providing assistance to students who pursue their education abroad.

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