Filing for Chapter 13 bankruptcy can provide much-needed financial relief for struggling individuals and families in Lake Worth. Many people are overwhelmed by debt in today’s economy, and filing for a Chapter 13 bankruptcy can give them a fresh start. However, if you make a mistake, that fresh start you so desperately need can turn into a nightmare. If you attempt to file without hiring a bankruptcy attorney, your chances of this occurring increase exponentially.

Without the help and guidance of an experienced Chapter 13 bankruptcy attorney, even the most well-intentioned, honest person can unknowingly make a mistake when filing, which may lead to hefty fines or the court suspecting you of fraud. If you miss a step or make a mistake in your bankruptcy filing, this could lead to your bankruptcy case being thrown out of court, and you could also face severe criminal penalties for bankruptcy fraud.

It is highly recommended that when filing for Chapter 13 bankruptcy in Lake Worth that you seek the assistance of an experienced bankruptcy attorney who will guide you every step of the way. This will eliminate the chance that you make mistakes or miss a crucial step. If your bankruptcy application contains mistakes, you may be given a chance to correct them. However, it is essential that you fill out your forms carefully and double-check your information before submitting your petition.

You must ensure that everything you submit is accurate and complete to the best of your knowledge. When you sign your documents, you are stating that you can be charged for lying under oath if evidence shows that you lied on your forms. Furthermore, your paperwork must be complete. You must list all of your property, debts, income, and any other financial information that is requested. Failure to comply with this will result in heavy penalties.

Even when people file their bankruptcy paperwork with good, honest intentions, they run the risk of making a mistake such as omitting important information or filing inaccurate information. An experienced Chapter 13 bankruptcy attorney will prevent this from occurring by guiding you through the paperwork process and double-checking with you to ensure that you are not missing vital pieces of information. He will also ensure that you do not miss a vital step in the process that could cost you money or have your case thrown out.

Chapter 13 Bankruptcy Attorney Lake Worth– Sean Koplow is an experienced Chapter 13 bankruptcy attorney in Lake Worth, Florida who has been practicing bankruptcy law for more than 15 years. Known for his compassion for the underdog, Sean has helped thousands of people just like you through the bankruptcy process so they can have a fresh start in life. If you are in need of legal counsel, please call 561-642-3000 to schedule an immediate consultation in our Lake Worth office. Or visit us online at


Should you worry about those cracks in your foundation? Here’s why it’s a good idea to call in experts in foundation repair in Moraga CA as soon as you see those cracks:

Water and moisture

If water and moisture get into those cracks, that could widen the crack even further, resulting in gradual foundation movements over time, says Popular Mechanics. That’s bad news. Keep water and moisture out of those cracks by seeking out repair assistance right away. Getting the help of pros can help keep those cracks from getting worse. They can easily determine the extent of the damage so you’ll know if the repairs are enough or if you’ll need to prepare yourself and your bank account for extensive damage and replacement costs.

Termites and bugs

The cracks can also be home to termites and bugs. Since termites thrive on dark and damp environments, that’s not a good scenario either. Moisture seeping into your foundation can weaken the structural integrity of the home, resulting in bigger problems down the road. Want to prevent as much structural trouble as you can? Hire experts for foundation repair in Moraga CA. Ask them for help as soon as you see signs of termites in your foundation. If you catch the signs early on, you could prevent the infestation from doing serious damage to your home.

Other reasons

If you see any cracks, the best way to deal with them is to seek out help from a pro. A professional will know how to get the repairs done in the safest and most efficient way possible. They’re also much more technically aware of the possible reasons for the cracks, what parts are affected and what measures they can take to ensure they fix instead the cracks and don’t aggravate the problem instead.