7 Tips On Finding A Debt Settlement Company For Your Credit Card Debt

By Ted Batron

Some people are looking to settle on their credit card debt, but arent sure how to how to go about it. There are many debt settlement companies out there that specialize in settling credit card debts, but sometimes it can be difficult to determine if its legitimate or not.

Some of them are reliable and reputable, others are nothing more than shams and frauds that just want your money. Youll still be sitting with a mountain of debt while theyve moved on to their next victim.

One way you can be sure you are getting a good deal is to do negotiate your debt yourself with help from sites like

no-debt.net/debt-info

. If you are thinking of going this route, there are some things you need to know before you commit to a debt settlement company. Here are 7 tips you should take heed of prior to picking one:

[youtube]http://www.youtube.com/watch?v=Q4wGz8_RyjU[/youtube]

1. Within the debt settlement industry, there is a trade association called TASC or The Association of Settlement Companies. This association works with its members so that they will be in compliance with the standards and rules of the industry. If the company you want to use is not a member, then find another debt settlement company.

2. You need to know up front what kind of fees the credit card debt settlement company will charge you. Some of them charge one flat fee. This flat fee is determined as a percentage of your total debt cost. Some of them get this fee each month. They even get it when no settlements have been finalized. The fee should be connected to the result of the settlement and not as a percentage.

3. If you want to know about money back guarantees, they should be at least be good for 30 days. If it isnt then dont accept the agreement. Dont allow the debt settlement collectors to talk you into something less than 30 days.

4. If you ask about commission and they tell you yeswatch out. They might try to railroad you by charging you exorbitant fees. Forget it and move on.

5. When dealing with credit card debt settlement companies, your credit will be affected negatively. If you ask and youre advised otherwise, then thats a red flag to not do business with them.

6. Asking how long it will take to finish the credit card debt settlement is like asking when you will stop growing. No one knows the answer to that, and the collectors dont know the answer about time frames. If they tell you otherwise, theyre lying just to get your business.

7. When you ask about your first settlement, they should tell you that it should be done within 12 months. Anything longer than that is a lie and a fraud.

Once you get these questions answered, you should have enough information to determine whether or not you will select them to represent your credit card debt settlement. You can also check with your local consumer division as well as the Better Business Bureau to see if they are legitimate or have numerous complaints against them.

Its better to be informed and educated up front than wait until later to get scammed.

About the Author: Debt settlement can have a positive impact in your life. If your tired of sweet smoke and promises, get the facts about

debt settlement

at

no-debt.net/debt-info

Source:

isnare.com

Permanent Link:

isnare.com/?aid=290773&ca=Finances

Posted by in Financial Planners

Disney buys Pixar

Tuesday, January 24, 2006

The Walt Disney Company has finalized a US$7.4 billion deal to acquire its long-time partner Pixar in an all stock buy-out. The deal will make Steve Jobs, current Pixar and Apple CEO, Disney’s largest shareholder with about 7% (valued at over $3.5 billion) and a member of the board of directors.

The merger was speculated all day Tuesday on the stock market and the announcement came just after trading closed for the day. Terms of the merger include Pixar’s John Lasseter becoming Disney’s new chief creative officer in charge of animation at the combined Disney-Pixar Animation Studios, as well as principal creative advisor at Walt Disney Imagineering, the unit of the company responsible for research and development of Disney theme parks worldwide.

Jobs purchased what became Pixar for $10 million in 1986 from George Lucas’s computer animation division at Lucasfilm. Toy Story, its first feature film came a decade later, and began a long string of animation hits, including Finding Nemo. Such successes proved to be increasingly elusive for Disney to manage on its own. The partnership between the two studios had become shaky in recent years, as former Disney head Michael Eisner clashed with Jobs over the renewal terms of their agreement. In 2003, prior to his dismissal from Disney, Eisner infuriated Pixar’s creative team by predicting Finding Nemo would be a failure. Steve Jobs broke off negotiations in January 2004, having told one executive previously, “I don’t see how the relationship can continue as long as Eisner is there.”

Posted by

News briefs:April 23, 2010

 Correction — August 24, 2015 These briefs incorrectly describe BP as ‘British Petroleum’. In fact, such a company has not existed for many years as BP dropped this name when becoming a multinational company. The initials no longer stand for anything. 
Wikinews Audio Briefs Credits
Produced By
Turtlestack
Recorded By
Turtlestack
Written By
Turtlestack
Listen To This Brief

Problems? See our media guide.

[edit]

Posted by

Choose Quality Graphics &Amp; Printing For Business Printing In Reston

byAlma Abell

As an administrative employee of a small business or an officer in a non-profit organization, you have many hats you have to wear throughout your business day. One of those hats can be preparing, printing and distributing important reports such as directories or annual reports. You may not have the time yourself to babysit a copier or even a copier available that can handle the amount of printing needed. That’s when it’s an excellent idea to work with a local company such as Quality Graphics & Printing that can handle your Printing in Reston.

If you have an important piece of business communication such as an annual report or a brochure to design and produce, you may benefit from working with an experienced and trained printing design technician who can advise you on a number of different issues you’ll need to address before the first piece is printed. Choosing black and white or color printing, deciding on a cover design and determining how to bind the finished product are just some of the decisions you’ll need to make. If the job is large and complex enough, offset printing may be the most cost-effective method of producing your report or brochure. Smaller jobs can often by printed or copied digitally, which is particularly beneficial if you are facing deadlines that can’t be changed.

Often small businesses and non-profit groups face serious space problems in their offices. If you can hardly turn around without stumbling over boxes of records, a printing company like Quality Graphics & Printing may have a solution for you. Storage options for items such as stationery, newsletters and similar pieces allow you to order more product from the company which offers savings on larger printing jobs. You can then store them at the print shop rather than in your cramped office.

To get an estimate for Printing in Reston, you can simply provide contact information to the company and speak with a representative about the details of your project. Once you’ve determined what the project will include, you can quickly upload the required documents from your website through Quality Graphics and Printing’s secure and redundant Internet connection. If you need to arrange printing for your company or organization, Click Here to start working with a reputable Reston printing company.

Posted by in Burgers

All major American TV networks show charity concert for Katrina victims

Saturday, September 10, 2005

On Friday, all six major American television networks; ABC, CBS, FOX, NBC, WB, and UPN, along with most PBS stations, united in a rare show of solidarity to air a one hour charity concert called Shelter from the Storm: A Concert for the Gulf Coast.

The concert aired live at 8pm in the Eastern time zone and 7pm in the Central time zone and on tape-delay in the Mountain and Pacific time zones. It was also shown on the Internet and many cable networks such as USA, Bravo and G4.

The show was produced by Joel Gallen, the same man behind the September 11th tribute concert America: A Tribute to Heroes. The show was not censored for political statements but was for obscenities. Gallen did not expect any political statements. Last week, rapper Kayne West made a remark on an NBC charity show A Concert for Hurricane Relief, in which West claimed that “George Bush doesn’t care about black people.”, which caused controversy.

The concert began with Randy Newman singing “Louisana 1927.” Throughout the concert there were notable acts, such U2 performing “One” with Mary. J Blige. Another moment was Garth Brooks, Trisha Yearwood and the house band from The Late Show with David Letterman doing a cover of John Fogerty’s “Who’ll Stop The Rain”.

Donations were being solicited for the American Red Cross and the Salvation Army.

Telecom company AT&T provided toll-free calling and 10 call centers for the event and MCI provided volunteers from their call centers.

BET also held a charity concert called S.O.S (Saving OurSelves), a half-hour before cutting to the main one.

MTV, MTV Overdrive, VH1 and CMT will air a charity show Saturday called ReAct Now: Music & Relief.

Posted by

Apple collecting location data from iPhone, iPad

Saturday, April 23, 2011

Apple Inc.’s iPhone and iPad periodically send location information back to the company, according to new reports. The data is transmitted to a secure database that only it can access, Apple claims.

Bruce Sewell, an attorney for Apple, sent a letter to two US Representatives last year, discussing the company’s data collection techniques and policies. The thirteen-page letter states that location information is recorded and sent to Apple every twelve hours, but only if the user enables the device’s location settings.

Apple began building a location database of its own when it decided to stop using similar services offered by Google & SkyHook Wireless. Location data is used in social networking applications and call routing.

In a statement to the Associated Press, Democratic Massachusetts Representative Edward Markey said, “Apple needs to safeguard the personal location information of its users to ensure that an iPhone doesn’t become an iTrack.”

Such data collection is not unique to Apple. Google’s Android operating system uses similar technology to provide location-based services to its users. Google has said that it also uses the data collected to provide accurate traffic data through its “Maps” applications on both Apple and Android devices. However, the company declined to comment on the latest findings regarding its data collection.

Apple was also recently in the spotlight after it was discovered that the iPhone and iPad were retaining location data on the device itself. This information is collected in an unencrypted file and is not transmitted elsewhere. The data file reportedly contains a variety of information, including longitude and latitude, cell phone tower identification data, wireless hotspot identification, and timestamps.

 This story has updates See Steve Jobs denies ‘location-gate’ 
Posted by

Court rules Massey can appeal US restrictions in mine disaster investigation

Monday, June 13, 2011

In a unanimous decision, a US federal appeals court issued a ruling Friday against the federal government, in favor of Massey Energy Co, owner of the Upper Branch Mine in West Virginia, the location of last year’s mine disaster that killed 29 workers. The court ruled the company may appeal the restrictions placed on it by a government order hindering the company’s ability to conduct its own internal investigation of the disaster.

The order controlling Massey’s investigations into the disaster was placed on Massey immediately after the incident by the Mine Safety and Health Administration (MSHA) when it seized control of the coal mine six hours after the blast on April 5.

MSHA’s controls prohibited Massey from “taking or retaining photographs, collecting and preserving mine dust samples, employing mine mapping technology, and participating in or objecting to any destructive testing of materials gathered underground.” Massey said MSHA’s restrictions prevented the company from evaluating the accident site before it was altered by investigators, and denied Massey the chance to gather evidence to use in the company’s defense.

The story of Upper Big Branch is a cautionary tale of hubris. A company that was a towering presence in the Appalachian coal fields operated its mines in a profoundly reckless manner, and 29 coal miners paid with their lives for the corporate risk taking.

Massey’s appeal to the Federal Mine Safety and Health Review Commission (the commission that decides disputes over mining regulations) to void the order by MSHA was denied by the commission. It based its decision on its interpretation of the Mine Act that it had no authority to consider Massey’s appeal. The United States Court of Appeals for the District of Columbia Circuit set aside this decision, finding the commission’s interpretation of the act was “simply untenable” and the government’s actions had denied Massey the opportunity to gather “potentially important exculpatory evidence”.

The court rejected the commission’s position that the Mine Act’s language was ambiguous, allowing the government flexibility in its implementation. Rather, the court said, “No matter how you parse it, [the act] is a model of near-perfect clarity. Indeed, it is hard to imagine a clearer expression of congressional language.” It also rejected the commission’s position that the case was moot: “This case is not moot. Indeed, even the [Labor] Secretary’s counsel recognized the near-frivolity of this argument, and made only a half-hearted attempt to persuade us.”

This case is not moot. Indeed, even the Secretary’s counsel recognized the near-frivolity of this argument, and made only a half-hearted attempt to persuade us.

The court’s ruling comes after a state government-comissioned report issued on May 19 by investigators found Massey Energy responsible for the deaths of the 29 workers. The workers were killed in an explosion that could have been avoided, the report said, if Massey had put in place standard safety procedures.

“The story of Upper Big Branch is a cautionary tale of hubris. A company that was a towering presence in the Appalachian coal fields operated its mines in a profoundly reckless manner, and 29 coal miners paid with their lives for the corporate risk taking,” the report read. “The company’s ventilation system did not adequately ventilate the mine. As a result, explosive gases were allowed to build up.” The report detailed claims Massey threatened miners with termination if they stopped work in areas that lacked adequate oxygen levels and listed numerous other state and federal safety standards that Massey failed to follow. Also blamed in the report was MSHA for failing to enforce federal regulations.

The report was considered by the those in the mining industry as especially direct and “hard hitting”. It firmly rejected conclusions reached by Massey officials that the incident was caused by an unexpected, massive, and uncontrollable methane bubble eruption, an occurrence that Massey said it could neither predict nor manage.

The company immediately challenged the report and issued its own report on June 3, blaming the blast on an act of nature and denying the company’s safety culture was at fault. MSHA also have an as-yet unreleased report in the works.

Posted by

Tips For Getting The Right Mattress At The Next Mattress Sale In Charlotte Nc

byAlma Abell

When buying a new mattress, many people find out quickly that it can be an overwhelming process. This is especially true when they visit a Mattress Sale in Charlotte NC, because they want to make sure that they are getting good deals on their new products. Unfortunately, when buying a new mattress, many customers base their decision solely on the price of the mattress. This causes most of them to be unhappy with the mattress that they’ve just purchased. Luckily, there’s a few tips that you can use to ensure that you make the right choice when buying a new mattress.

[youtube]http://www.youtube.com/watch?v=80YNXVtDyRE[/youtube]

Before visiting a Mattress Sale in Charlotte NC, it’s always a good idea to speak with your doctor. Even though doctors are not mattress specialists, they will be able to help advise you on the types of mattress that may help with any medical conditions that you have. For example, if you have lower back pain, your doctor may recommend that you get a medium to firm mattress to help relieve some of your pain. When you visit the mattress store, it’s important to try out each mattress that you’re interested in. Be sure to get in the position that you commonly sleep in when you visit the Mattress Sale in Charlotte NC. This is the best way to determine which mattress is best for you.

When buying a mattress at the Mattress Sale in Charlotte NC, be sure to ask about the different warranties that their mattress have. Some mattress do come with a comfort guarantee, which will allow to exchange the mattress if you find that it’s unforgettable once it’s in your home. Also, be sure that the mattress that you’re buying does have a manufacturer warranty. Any mattress that you buy should come with at least a ten year warranty, but some of them have twenty year warranties. Keep in mind that in order the warranty to be valid some companies require you to use a mattress pad on your mattress. If you get stains on the mattress, many companies will determine that you neglected your product and consider the warranty void and refuse to replace the mattress.

Posted by in Music

Google News seeks patent for search system that returns ‘quality’ links

Tuesday, May 10, 2005

Google News submitted patent applications both in the United States and world-wide in September 2003 for a system of ranking search returns. The patent protection filings seek to control Google’s approach that filters headlines through a complicated algorithm, including the quality of the news organization. How much of this system is currently in use by the search engine giant is unknown.

Primitive search engines are expected to organically evaluate links based on how closely the keywords typed in the search field match an object link, and how many other links are attached to the object. Then a measure of relevance is calculated before returning a reply.

It seems some measure of the work being done at Google is a reaction to search engine optimization (SEO) campaigns which can, if done effectively, skew results to certain domains. A challenge for Google is to develop its technology to nullify efforts on the dark side of SEO and link-spamming.

What also seems to be coming out from this, according to research from the Internet Search Engine Database, is that Google does indeed have a ‘sandbox’ where domains are evaluated first by a human factor before being released into its algorithms.

In its first ever Securities and Exchange Commission filing since the company went public last year, Google indicated that it intends to spend US$500 million on technology development, more than double the $177 million it spent two years ago.

The language used in the lengthy patent application itself is difficult to understand. An excellent article titled “Google United – Google Patent Examined” found below, describes some of the nuts and bolts of Google’s techniques.

Posted by

Judge orders residents and city to come to agreement on partially collapsed building in Buffalo, New York

Thursday, June 19, 2008

Buffalo, New York —Judge Justice Christopher Burns of the New York State Supreme Court has ordered a halt to an emergency demolition on a 19th century stable and livery on 428-430 Jersey Street in Buffalo, New York that partially collapsed on Wednesday June 11, initially causing at least 15 homes to be evacuated. At least two homes remain evacuated.

Burns orders that both the city and the group Save The Livery (www.savethelivery.com) have to come to an agreement on what to do with the building, and try to work out ways of saving at least some portions if it including the facade, side walls and a lift tower. Save The Livery is comprised of concerned area residents who have grown to love the building’s historic and unique character. On June 14, they won a temporary restraining order to stop demolition. The court ruled that the city was only allowed to remove material in immediate danger to residents and pedestrians, but stated that the demolition could only be performed with “hand tools.” The court also ordered that any rubble which had fallen into neighboring yards when the building collapsed, to be removed.

“It is in the interest of the city to have a safe environment–but also important to maintain a sense of historical preservation,” stated Burns in his ruling. Burns has given the sides until tomorrow (Friday June 20) to come to an agreement and has ordered both parties to return to court at 9:30 a.m. (eastern time) “sharp.” Activists of Save The Livery urge supporters of the stable to “fill the courtroom” to show “continued and ongoing support.” The hearing is scheduled to take place at 25 Delaware Avenue in the Supreme Court building, 3rd Floor, trial part 19.

Currently the building is owned by Bob Freudenheim who has several building violations against him because of the buildings poor condition. He has received at least five violations in three months and residents who live near the building state that Freudenheim should be “100% responsible” for his actions. Many are afraid that if the building is demolished, Freudenheim’s charges of neglect will be abolished.

On June 17, developer and CEO of Savarino Companies, Sam Savarino was at the site of the stable, discussing the building with residents and preservationists. In 2006, Savarino proposed and planned The Elmwood Village Hotel, a ‘botique’ hotel on the Southeast corner of Elmwood and Forest Avenues. The project was later withdrawn after residents filed a lawsuit against Savarino and the city. Wikinews extensively covered the story, and contacted Savarino for his professional opinion on the building.

“[I would] love to see it preserved. I was there to see if there was anything we could do to help, to see if anything can be salvaged. I just want to see the right thing happen, and so does the city,” stated Savarino to Wikinews who added that he was allowed inside the building for a brief period.

“The side walls are beyond repair. The roof has rotted and it could come down at any time,” added Savarino who also said that the building “below the second floor appears to be stable.” He also states that the back wall of the building, which borders several homes, appears to be intact.

“Eliminating the back wall could be a problem for the neighbors. It is not unreasonable to leave at least 12 feet” of the back wall standing, added Savarino.

Savarino did not say if he was interested in buying the property, but did state, “I am sure there are a couple of people interested” in buying the property. On Thursday, Buffalo News reported that a “businessman” might be interested in purchasing the property, though Wikinews is not able to independently confirm the report. Savarino says that with the property still slated for emergency demolition, a potential buyer could face tax fees of nearly US$300,000.

Freudenheim gave the city permission to demolish the building on Thursday June 12 during an emergency Preservation Board meeting, because he would not be “rehabilitating the building anytime soon.” Freudenheim, along with his wife Nina, were part-owners of the Hotel Lenox at 140 North Street in Buffalo and were advocates to stop the Elmwood Village Hotel. They also financially supported a lawsuit in an attempt to stop the hotel from being built. Though it is not known exactly how long Freudenheim has owned the stable, Wikinews has learned that he was the owner while fighting to stop the hotel from being built. Residents say that he has been the owner for at least 22 years.

The building was first owned by a company called White Bros. and was used as a stable for a farm which once covered the land around the building for several blocks. The Buffalo Fire Department believes the building was built around 1814, while the city property database states it was built in 1870. Servants and workers of the farm were housed inside resident quarters situated at the rear of the building on what is now Summer Street, but are now cottages where area residents currently reside. Some date as far back as 1829.

At about 1950, the stable was converted into an automobile body shop and gasoline station.A property record search showed that in 1950 at least four fuel storage tanks were installed on the property. Two are listed as 550 square feet while the other two are 2,000 square feet. All of the tanks are designated as a TK4, which New York State says is used for “below ground horizontal bulk fuel storage.” The cost of installing a tank of that nature according to the state, at that time, included the tank itself, “excavation and backfill,” but did not include “the piping, ballast, or hold-down slab orring.” It is not known if the tanks are still on the property, but residents are concerned the city was not taking the precautions to find out.

Posted by